Junior Pricing Actuary (H/F/NB) - CDI - LYON

Our company Join the Santévet Group, leader in animal health insurance in France and Belgium, with established operations in Germany, Spain, Italy. With 450 employees in between Lyon, Lille, Barcelona, Milan, Frankfurt and this international momentum is strengthened by strategic partnerships, notably with Tedaisy, a key player in the Anglo-Saxon pet health insurance market. Our group is committed to offering comprehensive solutions covering accident, illness and prevention. By joining our team, you will contribute to the success of our well-known brands such as Santévet, Jim & Joe and Bulle Bleue. Your working environment Permanent contract (CDI) in the historic Citroën garage in Lyon 7 . 🏢 Ideal location (tramway at the bottom of the building, metro nearby, 2 steps from Place Bellecour). 🏠 Teleworking policy: 2 to 3 days. Your working environment 🚀 In this hypergrowth journey, we are looking for a junior Pricing Actuary to join our passionate Actuarial/Pricing team that is revolutionizing pet insurance! You will play a key role in refining our pricing strategies leveraging advanced actuarial approaches, data science and artificial intelligence. Your expertise will contribute to the development of advanced models that will enhance our understanding of customers and optimize our portfolio. We are at the forefront of pet health insurance, utilising advanced actuarial approaches and data science to optimize our pricing models. As an innovative broker, we have the flexibility and agility of a startup, while having the impact of a market leader. We implement sophisticated models, not only for pricing but also for portfolio, customer behavior analysis and claims understanding. 🤝 Your responsibilities After an onboarding period, you will develop advanced pricing models using data science and AI techniques, considering business dynamics and market competitiveness. As part of the Pricing & Actuarial team, your main responsibilities will be: ⋆ Contribute to the design and refinement of pricing and demand models, combining actuarial techniques and machine learning approaches. ⋆ Develop analytical models to assess price elasticity, churn and customer segmentation. ⋆ Monitor portfolio performance and support pricing adjustments based on customer behavior and market dynamics. ⋆ Collaborate with business and tech teams to ensure pricing models are aligned with company objectives. ⋆ Participate in discussions with insurer partners to support data-driven pricing decisions. ⋆ Ensure proper model validation, documentation and continuous improvement. ⋆ Communicate insights clearly to both technical and non-technical stakeholders. ⋆ Stay curious and contribute new ideas by exploring innovative data sources and methodologies. Your profile 💪 To successfully accomplish these tasks: Master’s degree in Actuarial Science, Data Science 0 to 4 years of professional experience Previous experience in the insurance industry is a plus, ideally in P&C personal lines Interest in Data Science, Machine Learning and AI Proficiency in R or Python and SQL for data analysis and modeling Advanced Excel skills and familiarity with Data Visualization Tools such as Power BI, Tableau or similar Knowledge of actuarial pricing tools (Radar, Quantee, Akur8 or similar) is a strong plus Exposure to emerging AI technologies (LLMs, AI-assisted coding tools such as Claude Code or similar) is a plus Analytical mindset, structured thinking and eagerness to learn Good communication skills and ability to work in a cross-functional and international environment Fluent in French and English (B2 minimum) Interview Process 🔎 At Santévet, we aim for a straightforward and transparent recruitment process: • Step 1: Initial phone call with Coralie, HRBP • Step 2: Interview with Xavier, Head of Actuarial Analytics and Coralie • Step 3: Case Study to prepare at home then Restitution with Xavier and a Team Member • Step 4: Interview with Jérémy, Chief Finance Officer The Santévet Environment We strive to ensure our employees arrive with a smile in the morning and leave with one in the evening. At Santévet, you’ll find: ⋆ A supportive and friendly work environment, 🐶🐱 ⋆ A dynamic atmosphere with impressive double-digit growth, ⋆ Spacious and comfortable offices, ⋆ Close and approachable management, ⋆ Passionate colleagues just like you! Still hesitant to apply? ⋆ 96% of employees are happy to work at Santévet ⋆ 98% feel Santévet offers a good work-life balance ⋆ 95% believe they work in a great atmosphere ⋆ 96% would recommend Santévet as a place to work At Santévet, we celebrate diversity and inclusion and encourage you to be your authentic self! Santévet does not discriminate based on race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, or marital status.