About The Company Freedom24 is a brokerage and investment company headquartered in Cyprus, with representative offices in France, Germany, Italy, Lithuania, Bulgaria, the Netherlands, Portugal, Spaiт and Poland. The company provides clients with access to global stock exchanges, investment products, and brokerage services across the European market.
About The Company Freedom24 is a brokerage and investment company headquartered in Cyprus, with representative offices in France, Germany, Italy, Lithuania, Bulgaria, the Netherlands, Portugal, Spaiт and Poland. The company provides clients with access to global stock exchanges, investment products, and brokerage services across the European market.
We are currently launching a new strategic project — a digital bank in France.
About The Project This is a greenfield project: there is no product, team, license, or infrastructure yet — all of it needs to be built from the ground up. We are looking for a director who will take full end-to-end ownership of the project: from strategy, licensing and team building to the first customer and scaling.
Key Responsibilities
Product and operating strategy: retail products, SME, payment services, cards, online channels
Fintech architecture: designing the architecture and managing development of the bank's digital platform
Licensing: managing the banking license application process — liaising with the regulator, consultants, and auditors
Operating model: building risk management, compliance, KYC/AML, and customer service processes
Team: building and leading the team, hiring key executives and experts
Finance and planning: financial and strategic planning, budget formation and execution control
Representation: representing the company to regulators, partners, and investors
Negotiations and partnerships: negotiating with vendors, fintech providers, and payment systems
Requirements
Proven experience launching a bank/neobank/fintech product from scratch, preferably in Europe
Understanding of French or European banking regulation (ACPR, ECB, PSD2, AML5/6, GDPR); experience obtaining a banking or EMI license is a strong plus
Experience building a team from the ground up (hiring key executives, organizational structure)
Background in digital banking/fintech in a senior management role (COO, startup CEO, Head of Digital Banking, Country Manager, etc.)
Understanding of technology: core banking systems, BaaS providers, payment infrastructure, mobile development (deep understanding of product and architecture, not necessarily hands-on technical expertise)
Fluent in French and English (French is critical for working with the regulator and hiring the local team)
Entrepreneurial mindset: ready to work in startup mode — from strategy to operational details
Nice to Have
Personal network of contacts at ACPR/Banque de France or among licensing consultants
Experience working with BaaS platforms or partner banks in France
Experience raising investment/capital for a fintech project
Benefits
Competitive salary and bonus scheme — the exact figure to be finalized at the final stages
Operational and business support from our operating hub in achieving the project's goals
A key leadership role in a strategically important project for the group — with real influence over architecture, product, and launch outcomes
Backing and resources of an established international investment group: the holding's legal, financial, HR, and IT infrastructure
The chance to build a bank and a team from a blank slate — a rare full-cycle launch experience for a professional at this level
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Digital Bank Director • Paris, Île-de-France, France
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